We help YOU with all your financial needs:

Upcoming retirement

Soon to be retired individuals need to consider alternatives to group insurance, which expires upon one’s retirement. Our expert will help you to draw up an estate plan, to assess taxes payable at death, to understand capital gain taxes, and to understand the implications and financial impact of owning a second home, if applicable.

Marriage, divorce, and blended families

An unexpected change in your personal situation requires a reassessment of your investments. Did you know that single people, without group insurance, should consider the impact of an expected personal disability? These people need to understand how this could affect their investments. Have you reviewed your new financial situation recently? Have you renamed your beneficiaries after a change in marital status? Let’s talk.

Covid-19 situation

If your group insurance coverage was reduced or eliminated completely, what would happen to you or your loved ones in the event of a disability or critical illness diagnosis? We need to talk!

Self-employed

Self-employed workers may not have group insurance to protect them should something unexpected occur. These entrepreneurs may be interested in personal disability insurance, office overhead insurance, or critical illness insurance. No medical insurance and worried about leaving a financial burden on your children, come talk to me.

Business owner

The smooth operation of a business often depends on a key individual - the business owner. The business owner’s interaction with partners, or the employees, is essential to the success of the company. Let’s chat to ensure sure that terms are set up in the shareholder's agreement.

Young family with children

According to CLHIA, a couple with young children requires five to seven times their current net income in personal insurance, after their mortgage loan is paid off through loan insurance. A couple earning $80,000 would require $400K to $560K in life insurance, in addition to loan insurance. Let’s set up a financial plan to meet your family’s current and future needs!